Concept of Wealth Engine

During the earning years, as you walk along the road to your destiny, you soil your hands and feet. You can avail of two kinds of ‘cure’ – PEDI-cure and MANI-cure.

PEDI-Cure represents:

Pension
Equity
Debt
Insurance

MANI-Cure represents:

Mutual Funds

Alternate Assets

New Investment structures

Each of the above is a form of asset in which you can park the surpluses of the earning years. Equity, debt and alternate assets are asset classes by themselves. You can directly take exposure to them. Alternatively, you can take exposure to these asset classes through intermediaries like mutual funds, insurers, pension providers and new investment structures.

Insurance as an intermediating asset structure is a sweeping statement that I would not have made a few years ago. Here, I am just going by what is happening in the market.

PEDI-Cure and MANI-Cure - you can view these assets as clouds in the sky, which offer cover from the sun, and make the walk along the road to destiny easier. Better the cloud cover, easier the walk. Without this cover, it gets hot and the walk can be difficult.

Along the road to destiny, you also need to take comfort in CASTLE:

Cashflow Planning
Asset Allocation
Succession Management
Tax Planning
Liability Management
Estate Planning

You needs to think about these issues during your life time. A good planner would seek to offer these services to develop a close relationship with her client.

Life is not a bed of roses. On the road to destiny, you also encounter demons and their MISCHIEF:

Misrepresentation
Insolvency
Scam
Circular Trading
Hawala
Illegal Transactions
Easy Money Schemes
Fraud

Any MISCHIEF can wipe out your earnings. Therefore, protection from MISCHIEF is a key aspect of Wealth Management.

You need a Wealth Engine which will make your journey to destiny, a pleasure. The planner has to design such a wealth engine for her clients.

Thus, the planner has to be a fairy, offering PEDI-cure and MANI-cure to help the client build adequate cloud cover. She has to offer CASTLE to help the client relax, and protect him from the demons’ MISCHIEF. The focus across all these has to be on helping the client design his wealth engine that would make him rich, make him richer, make him the richest.


Introduction	PEDI-Cure	MANI-Cure	CASTLE	MISCHIEF	About finberry	About Sundar	Knowledge
Concept of Wealth Engine During the earning years, as you walk along the road to your destiny, you soil your hands and feet. You can avail of two kinds of ‘cure’ – PEDI-cure and MANI-cure. PEDI-Cure represents: Pension Equity Debt Insurance MANI-Cure represents: Mutual Funds Alternate Assets New Investment structures Each of the above is a form of asset in which you can park the surpluses of the earning years. Equity, debt and alternate assets are asset classes by themselves. You can directly take exposure to them. Alternatively, you can take exposure to these asset classes through intermediaries like mutual funds, insurers, pension providers and new investment structures. Insurance as an intermediating asset structure is a sweeping statement that I would not have made a few years ago. Here, I am just going by what is happening in the market. PEDI-Cure and MANI-Cure - you can view these assets as clouds in the sky, which offer cover from the sun, and make the walk along the road to destiny easier. Better the cloud cover, easier the walk. Without this cover, it gets hot and the walk can be difficult. Along the road to destiny, you also need to take comfort in CASTLE: Cashflow Planning Asset Allocation Succession Management Tax Planning Liability Management Estate Planning You needs to think about these issues during your life time. A good planner would seek to offer these services to develop a close relationship with her client. Life is not a bed of roses. On the road to destiny, you also encounter demons and their MISCHIEF: Misrepresentation Insolvency Scam Circular Trading Hawala Illegal Transactions Easy Money Schemes Fraud Any MISCHIEF can wipe out your earnings. Therefore, protection from MISCHIEF is a key aspect of Wealth Management. You need a Wealth Engine which will make your journey to destiny, a pleasure. The planner has to design such a wealth engine for her clients. Thus, the planner has to be a fairy, offering PEDI-cure and MANI-cure to help the client build adequate cloud cover. She has to offer CASTLE to help the client relax, and protect him from the demons’ MISCHIEF. The focus across all these has to be on helping the client design his wealth engine that would make him rich, make him richer, make him the richest.